Pricing
Simple and transparent.
No hidden fees.
No surprises. Choose the right plan — change it at any time.
- Personal IBAN (European)
- Multi-currency account (up to 5 currencies)
- 1 physical card — free delivery
- 1 virtual card
- SEPA transfers — free
- International transfers (fee applies)
- ATM withdrawals up to € 200 / month
- Crypto buy and sell
- Basic spending analytics
- In-app support
Popular
- Everything in Standard
- Up to 20 currencies at once
- 1 physical card + 1 metal card
- Up to 5 virtual cards
- Free ATM withdrawals up to € 800 / month
- SEPA + international transfers — reduced fees
- Travel insurance included
- Savings vaults with interest
- Priority support
- Advanced spending analytics
Best value
- Everything in Plus
- All 35+ currencies — unrestricted
- Metal card + unlimited virtual cards
- Unlimited free ATM withdrawals worldwide
- All transfers — no fees
- Card spending cashback
- Airport lounge access (via LoungeKey)
- Dedicated account manager
- Crypto trading — no fees
- Full API access
- Business IBAN (multi-currency)
- Up to 20 corporate employee cards
- Expense management and approval
- Invoicing and payment links
- Bulk payment file upload
- Monthly reconciliation reports (CSV/PDF)
- Full REST API + webhooks
- Accounting software integrations
- VAT-compliant receipts
- Dedicated business manager
All prices exclude applicable taxes. Terms apply. Subject to identity verification.
Plan comparison
Compare all plans side by side and choose the right fit.
| Feature | Standard | Plus | Premium | Business |
|---|---|---|---|---|
| Personal IBAN | ||||
| Currencies | Up to 5 | Up to 20 | 35+ | 35+ |
| Physical card | 2 cards | Metal + others | Team cards | |
| Virtual cards | 1 | 5 | Unlimited | Unlimited |
| Free ATM / month | € 200 | € 800 | Unlimited | € 1,000 |
| SEPA transfers | Free | Free | Free | Free (bundle) |
| International transfers | Fee applies | Low fee | Free | Free (bulk) |
| Crypto trading | No fees | No fees | ||
| Savings vaults | ||||
| Cashback | ||||
| Travel insurance | ||||
| Airport lounge | ||||
| Expense management | ||||
| Invoicing | ||||
| API access | Full API | |||
| Dedicated manager | ||||
| Support | In-app | Priority | Dedicated | Dedicated |
Frequently asked questions
Can I change plan at any time?+
Yes. You can upgrade or downgrade at any time from account settings. An upgrade takes effect immediately. A downgrade applies at the end of the current billing period.
Is the Standard plan really free?+
Yes. The Standard plan has no monthly subscription fee. Certain individual transactions (such as international transfers) may carry a small fee — always shown before confirmation.
Are there any hidden fees?+
No. Every fee is displayed before confirming a transaction. The plans page lists all applicable charges for each plan. We do not charge for account opening, inactivity or statements.
How does Business plan billing work?+
Business plans are billed monthly per account. Additional employees can be added at the per-seat price shown in the Business plan details. Annual billing with a discount is also available.
Can I have a personal and a business account at the same time?+
Yes. You can keep a personal account on any plan and separately open a business account for your company. Both are accessible via a single login.
What happens if I exceed the Standard plan ATM limit?+
Cash withdrawals over the free monthly limit carry a 2% fee (minimum € 1). This is clearly shown before the withdrawal.
Is there a minimum contract term?+
No. All plans are month-to-month with no minimum commitment. You can cancel your subscription at any time from account settings.
Start with Standard — free forever.
Open an account in 5 minutes. No card required. Upgrade when you are ready.