Banking that moves
as fast as you do.
Multi-currency accounts, premium cards, crypto trading, and flexible credit — all in one elegant platform designed for the modern world.
Total balance
Recent activity
Netflix subscription
Today
Salary payment
Yesterday
Coffee & Bakery
Mon
BTC Purchase
Mon
BTC
+4.2%
ETH
+2.1%
USDT
+0.01%
Clients
Individuals and businesses worldwide
Currencies
Hold and convert with no fees
Account opening
From registration to active account
Support
Real people, always on
One platform. Full banking.
All the tools in one place — no switching between apps.
Multi-currency accounts
Hold, send and receive money in 35+ currencies at real exchange rates.
Premium cards
Physical and virtual cards with real-time controls and contactless payments.
Crypto trading
Buy, sell, send and receive BTC, ETH, USDT, SOL and more.
Flexible credit
Consumer loans with transparent terms and digital contract signing.
Bank-grade security
256-bit encryption, biometrics, instant notifications, device management.
International transfers
SEPA and cross-border transfers to 180+ countries at competitive rates.
Fast account opening
From registration to a fully active account in under 5 minutes. No paperwork.
Mobile banking
Full banking on any device — iOS, Android, web.
Main account
€ 8,432.17
IBAN: GB29 NWBK 6016 1331 9268 19
Maria K.
Today
Account #4421
Mon
Thomas R.
Last week
Your money — global.
Your IBAN — personal.
A real multi-currency account with your own IBAN. Hold 35+ currencies, send money worldwide in seconds, and track every transaction in one place.
- Multi-currency account with personal IBAN
- Instant SEPA and international transfers
- Real exchange rates with no spread markup
- Separate sub-accounts by currency or purpose
- Detailed transaction history and statements
- PDF statement export at any time
Cards for every
way you pay.
Standard, Premium or Business — each card is built for a specific purpose. Physical cards delivered to your door, virtual cards ready in seconds.
- Physical and virtual cards — instant issuance
- Lock/unlock with one tap in the app
- Individual spending limits per card
- Secure online payments with 3D Secure
- Contactless and mobile payment support
- Separate business and personal cards
Trade crypto with confidence.
Buy, sell, send and receive the world's leading cryptocurrencies — all from your Vellco account.
Bitcoin
BTC
$67,420
+3.8%
Ethereum
ETH
$3,521
+5.2%
Tether
USDT
$1.00
+0.01%
USD Coin
USDC
$1.00
+0.00%
BNB
BNB
$568
+1.9%
Solana
SOL
$178
+7.3%
Instant buy & sell
Market orders execute in seconds at competitive rates.
Send & receive
Transfer crypto to any wallet with flexible network selection.
Secure custody
Enterprise-grade key management for your digital assets.
Credit that is
fully transparent.
Apply in minutes, review the full repayment schedule before confirming, and sign your contract digitally — all within the app.
- Flexible repayment terms from 3 to 60 months
- Clear monthly payment breakdown upfront
- No hidden fees or early repayment penalties
- Digital loan agreement — sign in the app
- Instant disbursement to your Vellco account
- Full statement and PDF export at any time
Loan summary
€ 10,000
36 months
Term of your choice
Monthly payment
from € 284.50
Digital contract
Sign in-app
Repayment schedule (example)
| Period | Payment | Principal | Interest |
|---|---|---|---|
| Month 1 | € 284.50 | € 237.00 | € 47.50 |
| Month 2 | € 284.50 | € 239.37 | € 45.13 |
| Month 3 | € 284.50 | € 241.75 | € 42.75 |
| ··· | ··· | ··· | ··· |
Rates shown are illustrative only. Actual terms depend on credit assessment.
Your security —
our top priority.
Multi-layer protection guards your account, money, and personal data — around the clock.
256-bit encryption
All data encrypted at rest and in transit using the AES-256 standard.
Real-time notifications
Instant push alerts for every transaction and account event.
Device management
Approve and revoke trusted devices at any time from your profile.
Transaction monitoring
Automatic fraud detection on every transaction in real time.
Biometric authentication
Face ID, Touch ID and PIN — your account, your identity.
Account freeze
Instantly freeze your entire account or individual cards with one tap.
Security infrastructure
Built to global banking standards. Infrastructure protection, data privacy, and full audit trail.
Real people. Real results.
Reviews from individuals and businesses who use Vellco Finance every day.
Marketing testimonials. Individual experience may vary.
"I invoice in EUR and GBP but get paid in USD. With Vellco I hold all three currencies in one account. Conversion is instant and the rates are genuinely fair."
Andreas K.
Freelance consultant · Germany
"We pay suppliers in 6 different countries. Vellco's business account replaced three separate services. The batch payments feature alone saves us hours every week."
Sophie C.
eCommerce founder · France
"Buying crypto, managing EUR balance, and withdrawing to account — all in one place. Exactly what I needed. The transaction history is very clear too."
Dmitri M.
Crypto trader · Poland
"I travel 6 months a year. The card works everywhere, can be instantly frozen if lost, and the exchange rates are far better than my old bank. No complaints."
Laura T.
Remote worker · Spain
"We use it as a family account for shared spending. Sub-accounts for different budgets, clear statements and a loan that showed the full cost upfront."
James B.
Family account · UK
Banking infrastructure & compliance standard references
Designed in alignment with global financial standards and security frameworks.
References shown indicate technical design standards and infrastructure approach only. They do not represent official certifications, partnerships, or regulatory approvals unless otherwise stated.
Good morning, James
Total balance
€ 12,845
↑ +€ 340 this week
BTC
0.145 BTC
≈ $ 9,776
EUR account
€ 4,190
IBAN ··· 9268
Send
Receive
Top up
Trade
Banking in your pocket.
Always with you.
Full Vellco available on any device. Manage accounts, trade crypto, apply for credit and control your finances — wherever you are.
- Instant push notifications for every transaction
- Quick balance overview on the home screen
- Biometric login — Face ID or fingerprint
- Card freeze, limits and virtual card issuance
- Crypto buy/sell and portfolio in one place
- Loan application and contract signing in-app
Open an account. Takes 5 minutes.
Join thousands of people managing their money, cards and crypto with Vellco Finance.
No card required. No monthly opening fee. Terms apply.